Job Details

• Ensure the credit submissions are consistent with the approved guidelines as stipulated in the corresponding FIM/DIMs and approved templates
• Provide both quantitative and qualitative feedback via a scorecard to each analyst submission that will become part of their performance scoring assessment, as well as direct 1:1 feedback as required
• Be closely integrated with the sector coverage teams to ensure CAU deliverables and timelines with regards to T-45 submission timelines and target KPIs are met, as well as support for new business opportunities
• Play a pivotal role in the on-going Credit Streamlining roll-out by ensuring that the approved templates are adhered to and that the write-ups succinctly capture the key risks, mitigants and supporting analysis from a risk perspective (“writing for risk”)
• Play the role of a SME with the aim of providing and nurturing technical and subject expertise covering sector, policy and country-specific credit policies and procedures
• Demonstrate sectoral and sub-sectoral expertise, track sectoral developments, identify themes for analysis and coordinate with Team Leads and Team Members to produce analytical reports
• Staying abreast of guidelines and procedures, FIM and other policy guidelines, create a repository of the guidelines, ensure dissemination and provide necessary guidance to the team
• The COE SMEs should groom analysts and provide value-added feedback to enable them to reach their full potential and maximize the quality of output
• Coordinate and play an active role in supplementing any sector specific training or credit analysis tools to the sector analysts in order to maintain a high quality of skill sets.
• Take ownership and collaborate with team members in publishing key industry and thematic reports
• Demonstrate strong orientation towards risk and controls; play a key role in implementation/smooth bedding down of initiatives
• Manage a portfolio of counterparties and carry out credit assessment of such counterparties; ensuring that the reports are delivered within agreed timeframes
• To ensure that the PLAs with the stakeholders regarding productivity, quality and turnaround time are met or exceeded.
• Build and maintain rapport with onshore teams including Credit Risk, Business and Onshore teams
• Suggest and design improvements to process workflow, where feasible

• Maintain high standards of professional conduct and be a role model for the team
• Given that this is a SME role, it is desirable that prospective candidates are highly self-driven with good sector knowledge and with a long-term aim of becoming sector specialists
• Strong knowledge of sub-segments within the FIG sector
• Demonstrated ability to weave sectoral knowledge, credit policies and ongoing external events backed by top quality servicing skills
• Excellent written and presentation skills; strong ability to portray a macro view and also an eye for detail
• Post Graduate in Management, Finance, Economics or equivalent such as a Chartered Accountant would be preferred. Candidates with CFA, USA and other risk management qualifications will be an added advantage.
• Candidate’s current/past profiles should have involved extensive interactions with diverse teams and stakeholders
• Five years of work experience of which at least four years of relevant work experience in Credit Analysis, Research, Corporate or Institutional Banking backed by demonstrated analytical expertise

Reference ID - GH/BFSI/JC//20092019//86668/AVP - Credit Analysis